Expenses for 2024

Up: Yearly expenses.

These numbers are yearly totals, with occasionally monthly averages provided. This is for a single-person household. Numbers are rounded for convenience.

The total is about € 35 000.

Essentials

Rent: € 17700, or about € 1475/month.

Rundfunkbeitrag: € 220.

Electricity: € 770.

Internet: € 660.

Insurances (excluding health insurance): € 380.

Backup: € 75.

Phone plan: € 75.

1Password: € 40.

YNAB (You Need A Budget): € 100.

Taxes: € 20.

Medical: €500. Primarily dental and dermatological stuff.

Food

Groceries: € 2600, or about € 220/month.

Eating out: € 3050, or about € 255/month.

Giving

Donations: € 310.

Creator support: € 50. This is Patreon and the like.

Quality

These are expenses that are optional, but increase my quality of living.

BahnCard: € 63.

Bear: €16. That’s Bear, my note-taking app.

Tenant association: € 108.

Clothing: € 650.

Education: € 250.

Household: € 200. I honestly don’t distinguish clearly between this and groceries most of the time.

Psychotherapy: €2500.

Software and hardware: € 30.

Transportation: € 260.

Fun

These are expenses just for fun — primarily entertainment and holidays.

Creativity: € 1680.

Holidays: € 1450.

Entertainment: € 600, or about € 50/month. (Games, books, films/series, music, …).

Note last edited January 2025.