Expenses for 2024
Up: Yearly expenses.
These numbers are yearly totals, with occasionally monthly averages provided. This is for a single-person household. Numbers are rounded for convenience.
The total is about € 35 000.
Essentials
Rent: € 17700, or about € 1475/month.
Rundfunkbeitrag: € 220.
Electricity: € 770.
Internet: € 660.
Insurances (excluding health insurance): € 380.
Backup: € 75.
Phone plan: € 75.
1Password: € 40.
YNAB (You Need A Budget): € 100.
Taxes: € 20.
Medical: €500. Primarily dental and dermatological stuff.
Food
Groceries: € 2600, or about € 220/month.
Eating out: € 3050, or about € 255/month.
Giving
Donations: € 310.
Creator support: € 50. This is Patreon and the like.
Quality
These are expenses that are optional, but increase my quality of living.
BahnCard: € 63.
Bear: €16. That’s Bear, my note-taking app.
Tenant association: € 108.
Clothing: € 650.
Education: € 250.
Household: € 200. I honestly don’t distinguish clearly between this and groceries most of the time.
Psychotherapy: €2500.
Software and hardware: € 30.
Transportation: € 260.
Fun
These are expenses just for fun — primarily entertainment and holidays.
Creativity: € 1680.
Holidays: € 1450.
Entertainment: € 600, or about € 50/month. (Games, books, films/series, music, …).