Denis Defreyne

My expenses for 2025

Up: My yearly expenses

These numbers are yearly totals, with occasionally monthly averages provided. This is for a single-person household. Numbers are rounded for convenience.

The total is about € 36 000.

Essentials

Rent: € 18060, or about € 1500/month.

Rundfunkbeitrag: € 220.

Electricity: € 810.

Internet: € 610.

Insurances (excluding health insurance): € 35.

Backup: € 70.

Phone plan: € 100.

1Password: € 40.

YNAB (You Need A Budget): € 100.

Taxes: € 30.

Medical: €820. Primarily dental and dermatological stuff.

Food

Groceries: € 3100, or about € 260/month.

Eating out: € 2500, or about € 210/month.

Giving

Donations: € 270.

Creator support: € 240. This is Patreon and the like.

Quality

These are expenses that are optional, but increase my quality of living.

Bear: €16. That’s Bear, my note-taking app.

Tenant association: € 130.

Clothing: € 600.

Household: € 1300.

Psychotherapy: €1700.

Transportation: € 270.

Domains: € 210. This covers the next few years.

Fastmail: € 160. This covers the next few years.

Fun

These are expenses just for fun — primarily entertainment and holidays.

Creativity: € 2300.

Holidays: € 350.

Entertainment: € 400. (Games, books, films/series, music, …).

Note last edited January 2026.